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Now that ObamaCare is here to stay, many people might be wondering what this plan will mean to them, specifically.
If you have private insurance and plan to keep it, this government health care plan will not affect you. The biggest effects are going to be seen by the people who do not have - or don't currently even have access to - health insurance. ObamaCare mandates that all Americans will have health insurance coverage, even the citizens with pre-existing conditions.
Another change will include the lifting of all copayments that normally accompany preventive screening tests, such as a colonoscopy. If you do not have privatized insurance and elect the ObamaCare plan, you will no longer have to provide a copayment when you receive these tests as of January 2014.
Although it may not impact you personally, the millions of Americans who do not have health insurance will finally be able to enjoy preventive screening, which keeps our country healthier as a whole. Historically, some of the lowest numbers of people screened for colon cancer were found in uninsured Americans. Colonoscopies, stool testing, and even simple x-rays can carry a hefty price tag, one that some people cannot afford when it's a choice between dinner and preventive medicine.
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It is not true that a preventative colonoscopy is free under obamacare. I was told today by my insurance Blue Cross/Blue Shield that I would have to pay $2800 because I have what they call a grandfathered policy and they decide when something is grandfathered. So this is all just a big lie as is most of Obamacare.
Blue Cross Blue Shield is private insurance, isn’t it? So according to this article you are not affected by Obamacare wrt coverage of colonoscopies.