If you just found out you need a colonoscopy, you may be wondering what steps to take next. The following five slides walk you through the process.
Most likely, your doctor's office will obtain an authorization for your colonoscopy, which is equal to the green light from your insurance company. However, it's always a good idea to follow up with either your insurance company or the doctor's referral department to ensure coverage. If there is a co-payment required for the test, inquire when it's due and what's the out-of-pocket cost. It is exceedingly difficult to obtain authorization following an exam.
Most large health insurance companies cover the complete cost of the colonoscopy for people over the age of 50, and some cover the cost for people with a strong, documented history of cancer or gastrointestinal disease in the family.